Are you or someone you love suffering from drug or alcohol addiction?
Going to rehab is an important decision but can also be a stressful one. The cost of entering a rehabilitation center is between $2,000 and $25,000 depending upon diagnosis.
Making a decision to enter rehab is a monumental step for a person to make. Don’t let the lack of a policy stop you from getting sober and healthy. Check out these four ways to get into rehab without insurance.
If you find yourself wondering how to get into rehab without insurance, you may want to consider financing your treatment. This can be a great option for people who can’t afford drug rehab and don’t have the time or means to pay the upfront costs.
When you’re looking to receive financing from a bank, you want to ask about finance options, interest rates, and repayment schedules. This will help you be prepared for repayment following treatment. Some banks will require you to begin paying back shortly after your release while others may give up to a 6 month grace period.
2. Government Funded Programs
There are certain government-funded programs that offer individuals a way to afford rehabilitation. The government is recognizing that many people suffering from addiction are not getting the help they need based on their financial standing. You can find both federal and (some) state programs available.
State-funded programs have different guidelines. There are some programs that fund people based on their health status and need for treatment, while others serve on a first come, first served basis.
The VA (Veteran’s Association) offers treatment options for veterans who struggle with drug or alcohol abuse since leaving the service. Medicaid and Medicare may also be available for some individuals as well.
Are you familiar with rehab scholarships? The Substance Abuse and Mental Health Administration distributes scholarships for rehab for drug addiction. This is a great option for people who are struggling to find a way to pay for treatment.
Not only are grants and scholarships available through SAMHSA, but you could also contact different rehab centers and ask them if they offer grants or scholarships. It never hurts to ask and they may be able to point you in the right direction for assistance.
4. Sliding Scale
When you’re trying to get into drug rehab without insurance? You need to speak with the rehabilitation center and ask if they can work something out. There may be a sliding scale depending on your current financial status.
You Can Attend Rehab Without Insurance
Realizing that you need help is a big moment in your life. Don’t let the fear of cost keep you from getting the help you need to start a new chapter in your life. It is possible to attend rehab without insurance.
Want more tips on saving money? Be sure to check out our money saving blog for advice to build your nest egg.