Companies can take every precaution, but people can still be hurt on the job.
In fact, there is an injury on the job every 7 seconds on average. With that high of a rate, it is important to know what to do after a workplace injury.
Getting hurt at work is a tough situation, but let’s break down what you need to do if it happens.
5 Crucial Steps After an Injury on the Job
There is a process that needs to be followed if you were injured at work. Here are the 5 most important steps to take to make sure that you are compensated fully, and that you can get back to work as soon as possible.
1. Tell Your Manager
This one sounds like a no-brainer, but it is very important. Make sure that your supervisor is fully aware of the situation, and be absolutely certain that they have relayed all information to the necessary people.
It is important to be completely honest about the situation when speaking with your company.
Make sure they have you fill out an OSHA form 300 so that it can be properly filed. If they do not, send one in yourself. It is the law.
2. See a Doctor
Go see a doctor immediately after a work-related injury for assessment of the damages and treatment. If the injury warrants it, go to the emergency room.
3. Keep All Related Medical Papers
While legally-required worker’s compensation should cover any medical expenses, these cases are the cause of many lawsuits.
If you were hospitalized for a work injury, be sure to keep all of the necessary paperwork that the hospital gives you. Send copies to your HR department, or the company’s management.
4. Request Worker’s Compensation
If you have filed the paperwork and are holding your medical files, be sure that the company reimburses all hospital expenses.
After that, request worker’s compensation for any time off of work you were forced to spend because of the injury.
The federal law is that 65% of your salary will be paid to you during your time off after an injury, but that can vary depending on the state. Because of the hurt to your income, be sure you are doing what you can to save your money.
5. See If You Qualify for Disability
If the injury was serious and you will be forced to take extended time off of work, see if you can receive compensation through the government during this time.
It is quite easy to apply for disability in Michigan, so look into that as needed, and keep any necessary paperwork handy.
After an injury on the job, be very diligent in following these steps to ensure your health, safety, and proper compensation.
Do not wait to fill out forms, or to send in requests and paperwork. Address everything as soon as possible and you should get what you need.
If you do find yourself in any legal issues, here are some things to consider before taking any legal consultations.