A personal injury can be understood as an injury to the mind, body, or emotions of a person stemming from an incident or an accident due to carelessness or intentional conduct by someone else. The aim of the personal injury law is to let an injured individual to be financially compensated or made whole after they have suffered harm.
If you or someone close to you has suffered a personal injury, you should consider consulting the ElDabe Ritter Trial Lawyers. Personal injury may be caused due to motor vehicle accidents, medical malpractice, slip and fall accidents, pedestrian accidents, intentional acts such as assault and battery, using defective products, and defamatory statements causing harm to the person’s reputation.
Personal injury is capable of causing severe losses to the victim, such as medical expenses, property damages, lost wages due to the injury, loss of consortium or inability to maintain a positive relationship with the partner/spouse, and psychological, emotional and mental pain and suffering.
The reasons, apart from being financially compensated, to consider consulting ElDabe Ritter Trial Lawyers are mentioned below.
1. You Suffered Permanently Disability or Long-Term Injuries
If you have sustained serious injuries because of the accident, which will need long-term care or may leave you with a permanent disability, you must hire a personal injury attorney. They will decipher how much the injuries are worth.
Additionally, calculating how your injuries may affect your earning capacity can be difficult and usually needs expert assistance. To receive the most out of the personal injury lawsuit or claim, you require an attorney who can pursue every available form of compensation for your losses and injuries.
2. Liability is Not Clear
In case you were involved in the accident where several parties might be liable for the injuries, you must contact an attorney. Insurance companies can be highly complex if more than one party is included in the accident.
Because multiple people might have been wounded, there may not be enough settlement money. Also, you could be subject to insurance claims from other parties, eventually having your settlement offer reduced or decreased to nothing due to your proportional mistake for the accident.
In such a case, an attorney may protect you against the cross-claims and counterclaims by other parties who had been involved in the accident.
3. You Suffered Serious Injuries
The severity of your injuries will decide how much compensation you are going to get. An insurance company measures the severity of an injury by the kind of injury you have sustained, the amount of medical bills, and the total duration of your recovery time.
With the increment in the amount of your prospective compensation, you are more likely to reach the limits of insurance policy of the at-fault party. If this occurs, the insurance company might only pay you a part of what you deserve. Therefore, for such circumstances, you need to hire the personal injury attorney to ensure that you receive the entire amount of compensation you are entitled to.
4. The Insurance Company Engages in Bad Faith Practice or Refuses to Pay
At times, an insurance company simply completely refuses to make the settlement offer or denies to make the right settlement offer. You should contact the personal injury attorney if you are not able to secure the right settlement offer from the insurance company of the at-fault party, or the negotiations with the insurance company have not been fulfilled.
Sometimes, the insurance company may engage in a bad faith insurance tactic like dishonest dealing, denying the claim, offering a lesser amount than the claim, delaying the claim amount, etc. In such a case, you would need assistance from an attorney who is experienced in litigating such claims.