When you are a tradesman, one of the most crucial parts of your job is to ensure you are fully covered in your trade. Public Liability Insurance is amongst covers that may be mandatory when you work as a subcontractor for many building and construction companies. Even if it isn’t mandatory, it is an essential way to protect yourself and your business form substantial financial losses.
When you work in a potentially hazardous environment, you may encounter accidental property damage caused by your activities. It may lead to you being liable for repairs and replacement costs, legal defence costs and other charges. It also applies, if you damage equipment that is owned by someone else or your actions lead to another person being injured; therefore, you are liable for replacement of the equipment and rehabilitation time.
Public Liability Insurance protects you from these risk exposures described above. The level of cover your business requires depends on whether your business is considered a higher risk or lower risk. For higher-risk business activities, there is a higher premium, and for the lower risk, you will need a lower risk premium.
To make sure you’re getting the best liability cover for yourself, consider the exclusions there may be. You need to ensure they suit the needs of your business and don’t leave you exposed in the event of a claim.
At All Trades Cover, our experienced insurance brokers can assist you with choosing the right level of cover for you and your business. We make sure to go over everything with you and provide you with the most suitable cover for your business. You can start by completing an online quote, which will provide you with some of the essential information regarding your request.
How to Get a Quote for Public Liability Insurance Online?
One of the most convenient ways to get started with finding the right cover for yourself is through an online quoting system. Usually, to obtain a quote, you need to answer a few simple questions regarding your occupation and other aspects of your business.
When it comes to your business, time is of the essence. At All Trades Cover, we provide a convenient and fast online quote form for tradespeople of various covers across all trades; this includes Public Liability Insurance. Our qualified experts can also provide professional service and advice for trades that are higher risk, as well as technical and unique trades.
Get a Quote Now!
All Trades Cover is one of Australia’s fastest-growing insurance providers. We specialise in providing covers only for tradespeople, which allows us to ensure the policy we provide for you secures you in a variety of circumstances. At All Trades Cover, we offer $5, $10 and $20 million public liability insurance, as well as complementary tax audit cover and free legal advice. We have easy monthly payment options available.
To find out more and to get a quote for Public Liability Insurance, fill in our secure online enquiry form. Alternatively, you can give our office a call and have your questions answered by our team.