When you’re busy being out and about seeing the world, your primary safety net is travel insurance, it’s what lets you focus on the new sights and interesting things around you with peace of mind knowing you have travel coverage if anything goes wrong.
But before you even get started booking your insurance, there are probably some questions you have about travel insurance and that’s totally normal, so let’s answer some common questions people have about travel insurance!
Can I book well in advance?
It’s not recommended to book travel insurance too far in advance, and most insurance companies won’t let you do this anyway. If you book too early, things can go wrong between your getting travel insurance and your trip. If you really do want to book in advance, make sure to get a trip cancellation cover to protect yourself if anything you’ve booked is non-refundable.
Can I get travel insurance after I arrive at my destination?
Its better to get travel insurance before you travel. You will want to leave with all the right paperwork in hand before you begin your journey. This is because most coverage includes flights or ferries out to begin your journey from Singapore and covers sudden flight cancellations, emergency hotel costs and baggage that is lost.
Can I get insurance for a one-way trip?
Travel insurance is not really designed for relocation, extended periods of travel (like studying abroad) or business transfers as all these require you to have the ability to study or work in the country and this comes with costs associated with free medical aid or medical insurance. Travel insurance is designed primarily for holidays and travel that are for a short period of time.
What if I travel multiple times a year?
Many insurers offer multi-trip plans which cover you when you’re travelling to multiple countries and these usually come depending on your time away, and the costs will depend on which countries you go to.
When it comes time to claim, excess is what you pay out of pocket before your claim comes through. Speaking generally the more expensive your insurance, the less excess you pay, and the cheaper your insurance the larger your excess.
Where do you get the best deals?
Comparison is the key to getting good deals for travel insurance, and this is why you should get in touch with Sing Saver online.
Sing Saver allows you to compare travel insurance plans in real-time, so you always know you’re getting the best plan possible!